Experience

• Developed customer profitability analysis in support of “up-or-out” profitability improvement initiative. - $70B bank
• Designed and implemented RAROC pricing model for commercial credit and depository customers. - $25B bank
• Developed enterprise-wide credit portfolio reporting to meet operational needs and communicate monthly updates to board of directors. - $30B bank
• Designed PD/LGD credit grading and associated decision scorecards: Custom-developed software, database, and reporting. - $30B bank
• Developed special assets action plan reporting and charge off forecasting. - $25B bank
• Implemented ALLL credit loss model, reserve setting process, and quarterly documentation package. - $30B bank
• Developed automated online delivery of credit risk reporting. - $4B bank
• Assisted with the redesign of commercial credit grading process and reporting. - $23B bank